The Bitcoin Policy Institute and three partner organizations will be able to send employees to work alongside State Department officials to address issues including digital freedom.

The OCC denied the UK company’s application this week citing AML/CFT risks, despite approving similar charters for digital asset companies in the last year.

Frax governance is discussing a proposal that would allow early redemptions from locked Ethereum pools, but with a 4% penalty fee routed to the Frax treasury.

The proposal is still in the temperature check stage, so it has not been implemented. But it raises a useful question for any DeFi protocol with locked products: how much flexibility should users have when they want out early?

Locked pools can help protocols manage liquidity and align incentives. Users agree to keep assets committed for a period of time, often in exchange for yield, rewards, or better terms.

But markets change. Users need liquidity. Risk appetite shifts. And when there is no early exit route, locked positions can become frustrating or even dangerous for users who need flexibility.

Frax’s proposal tries to create an escape valve without making the lock meaningless.

TL;DR

• Frax is discussing early redemptions for locked Ethereum pools.
• The proposal includes a 4% penalty fee.
• The fee would go to the Frax treasury, but the structure is not implemented yet.

Why Early Redemption Is Hard

Locked products create commitment.

That commitment can be useful because it gives protocols more predictable liquidity. If users can withdraw at any time, a protocol may face sudden liquidity pressure. If users commit for longer periods, the protocol can plan around that capital more confidently.

The downside is rigidity.

A user who locked assets in one market environment may feel very differently weeks or months later. Yields may change. ETH price may move. Better opportunities may appear. Personal liquidity needs may arise. Protocol risk may look different.

Early redemption gives users flexibility, but too much flexibility weakens the purpose of locking.

That is where penalty fees come in.

A 4% penalty is meant to make early exits possible but costly enough that users do not treat locked pools like normal liquid deposits.

The Treasury Fee Design Matters

Routing the penalty fee to the Frax treasury is important.

It means early exits would not simply be a private convenience for users. They would also create value for the protocol treasury. In theory, that helps compensate the system for the disruption caused by breaking the lock early.

That design can make sense, but it still needs careful evaluation.

Is 4% the right number? Is it too punitive? Is it too low to preserve the integrity of locked pools? Should the fee go to the treasury, remaining depositors, or some combination? Which pools are affected? How often would early redemptions be allowed?

Those details will shape how fair and effective the proposal feels.

Locked ETH Products Need Trust

Locked Ethereum pools depend on user trust.

Users need to believe the protocol will treat lock terms fairly, manage risk responsibly, and give clear information about exit options. If terms change too often or feel unpredictable, users may become less willing to lock assets at all.

That is why governance needs to handle changes like this carefully.

Adding an early redemption path may make the product more attractive to some users because it reduces the fear of being completely stuck. But it may also change the economic expectations for those who entered under the original lock design.

Good communication will matter.

If users understand the penalty and the conditions, the feature could improve flexibility without undermining the product.

Temperature Check Means Debate Comes First

As with other Frax governance items, the temperature check stage means this is still a community discussion.

It is not live. It is not guaranteed to pass. Parameters may change. The community may decide the penalty should be higher, lower, redirected, or limited to specific circumstances.

That is exactly what this stage is for.

Protocols should debate liquidity flexibility before implementing it. Locked pools affect user behavior and treasury economics, so the decision deserves more than a quick vote.

For users, the practical takeaway is to wait for final governance action before assuming early redemptions are available.

Frax Is Tuning Its Liquidity System

This proposal fits a broader pattern: Frax is still actively tuning how liquidity, stablecoins, ETH products, and treasury flows interact.

That is what mature DeFi governance looks like. Protocols do not set parameters once and leave them forever. They adjust as market conditions, user needs, and risk assumptions change.

Early redemption with a penalty is a classic DeFi governance trade-off.

It improves user flexibility, but only if the cost is high enough to protect the system. It generates treasury revenue, but only if users view the terms as fair. It makes locked products less rigid, but could also reduce the strength of long-term commitments.

The final decision will show how Frax wants to balance those priorities.

For now, the proposal is worth watching because it speaks to something every DeFi user understands: sometimes you want yield, but you also want a way out.

Frax is testing whether a 4% treasury penalty is the right price for that flexibility.

This article is based on the Frax governance temperature check for early redemptions from locked Ethereum pools.

This article was written by the News Desk and edited by Samuel Rae.

This report is based on information released in disclosures at primary source documentation.

Frax governance is discussing a proposal to seed a Morpho lending market with bdUSD and frxUSD, giving the community another possible route for expanding stablecoin liquidity and borrowing demand.

The proposal is currently in the temperature check stage. That means it is being evaluated by the community and should not be treated as a live integration or finalized governance decision.

The basic idea is to create a Morpho market where bdUSD and frxUSD can support borrowing and yield activity. That may sound narrow, but for stablecoin ecosystems, these kinds of liquidity decisions matter a lot.

Stablecoins do not become useful just because they exist. They become useful when they have markets, borrowing demand, liquidity routes, integrations, and places where users actually want to hold or deploy them.

TL;DR

• Frax governance is evaluating a temperature check to seed a Morpho bdUSD/frxUSD market.
• The proposal could support borrow liquidity and yield options for Frax-linked stablecoins.
• It is not live or finalized yet.

Why Morpho Matters For Stablecoin Liquidity

Morpho has become one of the more important lending market layers in DeFi because it gives protocols and asset issuers a more flexible way to build lending markets.

Instead of waiting for large money markets to list an asset on broad terms, projects can create more tailored vaults and markets. That can be useful for stablecoins that need controlled liquidity without immediately becoming part of a giant, generalized lending pool.

For Frax, a Morpho market could help bdUSD and frxUSD find more utility.

Users need a reason to borrow, lend, or hold stablecoins beyond simple transferability. Lending markets create that reason by giving assets yield potential, collateral use cases, and deeper liquidity.

That is why this proposal matters even though it is still early.

It is one of those governance items that looks small but can shape how a stablecoin ecosystem grows.

Frax Is Still Building Around Stablecoin Depth

Frax has always been one of DeFi’s more ambitious stablecoin projects.

The protocol has moved through multiple designs and market cycles, building around stablecoins, liquid staking, lending, and protocol-owned liquidity. Its challenge now is not only issuing assets, but making those assets useful across the DeFi stack.

A bdUSD/frxUSD Morpho market would fit that goal.

It could create another venue where users interact with Frax-linked liquidity, potentially supporting borrowing demand and yield opportunities.

But the details will matter.

How much liquidity is seeded? Who manages the market? What risk parameters apply? What happens if one asset loses liquidity? Are incentives needed? How does the market connect back to Frax’s broader strategy?

Those questions are exactly why temperature checks exist.

Temperature Check Means The Market Should Wait

Governance stages matter in DeFi.

A temperature check is not an implementation. It is a way to test whether the community supports the direction before moving toward a formal vote or execution.

That means users should not assume the market exists yet.

There may still be changes to parameters, scope, liquidity amounts, or even the decision to proceed. Community feedback can alter the plan or stop it entirely.

This is especially important for lending markets, where rushing can create risk. Stablecoins may seem simple because they target a dollar value, but lending markets around them still need careful design.

Bad liquidity assumptions can create problems quickly.

Stablecoin Markets Are Getting More Specialized

The broader DeFi stablecoin market is becoming more specialized.

USDT and USDC dominate broad liquidity, but protocols like Frax, Sky, Aave, Ethena, and others are building ecosystems around their own stable assets. To compete, they need more than a peg. They need integrations.

That is why proposals like this keep appearing.

A stablecoin with no lending markets is less useful. A stablecoin with no borrowing demand has limited depth. A stablecoin with no yield opportunities may struggle to attract sticky liquidity.

Morpho gives protocols another route to create that depth.

For Frax, the bdUSD/frxUSD proposal could become one more building block in a larger liquidity strategy.

The Real Test Is Demand

Even if the proposal moves forward, the important question will be whether users actually show up.

Seeding liquidity can start a market, but it does not guarantee sustainable activity. Borrowers need a reason to borrow. Lenders need attractive risk-adjusted returns. Protocols need to monitor utilization and liquidity health.

That is why governance cannot stop at approval.

If the market launches, Frax will need to watch how it performs and whether it strengthens the broader stablecoin ecosystem.

For now, the proposal shows that Frax is still actively tuning its liquidity strategy. That is a good sign, but it remains a governance discussion rather than a finished product.

This article is based on the Frax governance temperature check for a Morpho bdUSD/frxUSD market.

This article was written by the News Desk and edited by Samuel Rae.

This report is based on information released in disclosures at primary source documentation.

BitMEX is facing a proposed class action in the Southern District of New York seeking the return of 622.66 BTC over alleged forced liquidations and platform misconduct.

The complaint was filed on July 23, 2026, by BKX Services Inc. and David Namdar against HDR Global Trading Limited, Arthur Hayes, Benjamin Delo, Samuel Reed, and Gregory Dwyer, according to public court-monitoring records and related reports. The case is listed under No. 1:26-cv-06259.

The allegations are serious.

The plaintiffs claim BitMEX operated an internal trading desk that had access to customer data and traded against users, while platform freezes allegedly contributed to forced liquidations. The claim seeks the return of more than 622 BTC, valued at roughly $40.7 million.

The important caveat is equally serious: these are allegations at the complaint stage. Wrongdoing has not been proven.

TL;DR

• BitMEX faces a proposed class action seeking the return of 622.66 BTC.
• Plaintiffs allege forced liquidations, platform freezes, and improper internal trading activity.
• The case is at the complaint stage, and the allegations have not been proven.

Why The Case Matters

BitMEX is one of the most important names in crypto derivatives history.

Before perpetual futures became a standard part of the crypto trading landscape, BitMEX helped popularize high-leverage Bitcoin derivatives for a global audience. It shaped trading culture, risk appetite, and the growth of offshore crypto leverage.

That history is why lawsuits involving BitMEX still attract attention.

The claims in this case go directly to issues that have followed crypto derivatives platforms for years: exchange transparency, liquidation mechanics, customer data, insurance funds, server outages, and whether platforms have incentives that conflict with users.

Those are not minor complaints. They sit at the heart of trust in leveraged trading venues.

If traders believe an exchange can freeze during volatility, see customer positioning, or benefit from liquidations, the entire market structure becomes suspect.

Again, these allegations still need to be tested in court. But the themes are familiar to anyone who traded crypto derivatives during earlier cycles.

Forced Liquidations Have Always Been A Flashpoint

Liquidations are part of leveraged trading.

If a trader borrows too much exposure and the market moves against them, the position can be closed automatically to protect the platform and other participants. That is normal in derivatives markets.

The controversy begins when users believe liquidations were not fair.

Was the matching engine working properly? Were users able to close or add margin? Did the platform freeze during volatility? Did the exchange have internal desks with informational advantages? Were insurance funds managed fairly?

Those are the questions that make forced liquidation cases so emotional.

A trader losing money in a fair liquidation is one thing. A trader believing the platform’s own systems made it impossible to manage risk is another.

The BitMEX complaint appears to sit in that second category.

Internal Trading Desk Allegations Raise The Stakes

The claim that an internal trading desk traded against users is especially sensitive.

Crypto exchanges have faced repeated scrutiny over conflicts of interest. In traditional finance, firms are often separated by rules, disclosures, internal controls, and supervision. In crypto, especially in earlier offshore markets, the lines were often less clear.

If an exchange operates a venue, holds customer data, manages liquidations, controls the matching engine, and runs affiliated trading activity, users may worry the playing field is not level.

That is why market structure matters.

Regulated exchanges face restrictions and oversight designed to reduce conflicts. Offshore crypto venues historically operated with fewer clear boundaries. As the industry matures, those older structures are being challenged in courts and by regulators.

The BitMEX case is part of that broader reckoning.

Shutdown Timing Adds Another Layer

The reports around the case also point to BitMEX’s planned termination of operations on September 23, 2026.

That timing adds pressure because users, claimants, and counterparties may want clarity before operations end. A wind-down does not automatically resolve legal exposure. It can actually make litigation and creditor questions more urgent.

If users believe assets or claims remain unresolved, they may try to preserve rights before the platform disappears from normal operation.

That is why old exchange disputes can resurface late.

Even when a platform is no longer central to daily trading, its past conduct can remain the subject of claims, especially when large BTC amounts are involved.

Allegations Are Not Findings

It is important to keep the legal framing precise.

The plaintiffs have made allegations. The defendants may contest them. The court has not proven wrongdoing. The claim amount, alleged conduct, and case narrative still need to move through legal process.

Crypto coverage often turns complaints into conclusions too quickly. That is risky and unfair.

The correct approach is to report what the complaint alleges, what amount is being sought, who is named, and where the case stands. Anything beyond that needs evidence.

For now, the case is another example of how early crypto market structure disputes continue to echo years later.

BitMEX helped define the offshore derivatives era. Now, claims tied to that era are being tested inside traditional courts.

That contrast says a lot about where crypto has gone: from loosely governed leverage markets to legal fights over exactly how those markets were run.

This article is based on public court-monitoring records and related legal reporting on the proposed BitMEX class action.

This article was written by the News Desk and edited by Samuel Rae.

This report is based on information released in disclosures at primary source documentation.

The CLARITY Act appears unlikely to move through the Senate before the August recess, slowing the crypto market structure push at a moment when the industry had hoped for faster progress.

The bill, formally listed on Congress.gov as H.R. 3633, the Digital Asset Market Clarity Act of 2025, is designed to create clearer rules for digital asset markets. Reported comments from Senate Majority Leader John Thune indicate the bill is unlikely to get a vote before lawmakers leave for the August break.

That does not mean the bill is dead.

It does mean the timeline has slipped, with unresolved disputes over ethics provisions now sitting in the middle of the process. Democrats have reportedly pushed for stricter rules to prevent public officials from holding or profiting from digital asset transactions.

For crypto firms waiting on market structure clarity, that delay matters.

TL;DR

• The CLARITY Act is unlikely to receive a Senate vote before the August recess.
• The bill is delayed, not dead.
• Ethics provisions involving public officials and digital asset holdings remain a key sticking point.

Why This Bill Matters To Crypto

Crypto’s US policy problem has always been bigger than one agency.

The SEC, CFTC, Treasury, banking regulators, state agencies, courts, and Congress all touch different parts of the market. That has created years of uncertainty over which assets are securities, which are commodities, how exchanges should register, how custody should work, and what rules should apply to intermediaries.

The CLARITY Act is part of the effort to clean that up.

Market structure legislation matters because it can define the lanes. If passed, it could help determine how digital asset trading platforms, issuers, brokers, custodians, and regulators interact. That is why the industry watches every scheduling update.

A delay does not erase the bill. But it does push back the moment when firms might get clearer rules.

For an industry that has spent years asking Congress to act, another delay feels familiar.

Ethics Provisions Are Not A Side Issue

The reported dispute over ethics provisions is politically important.

Crypto is no longer a niche policy topic. Public officials, campaign finance, token holdings, family business interests, and digital asset transactions have all become part of the political debate. Lawmakers who support market structure legislation may still disagree sharply over whether public officials should face restrictions on holding or profiting from crypto assets.

That can slow the bill even if there is broader agreement that digital asset rules need clarity.

The ethics question creates a difficult negotiation.

Some lawmakers may see strict restrictions as necessary to protect public trust. Others may view them as politically targeted or unrelated to the core market structure framework. Until that dispute is resolved, the legislation may struggle to move.

That is why the delay matters. It is not only about calendar pressure. It is about what has to be settled before the bill can progress.

September Becomes The Next Window

If the bill misses the August recess window, attention shifts to September or later.

That is not unusual in Washington, but markets tend to dislike uncertain timelines. Crypto firms, exchanges, investors, and lobbyists all have to adjust expectations around when legislative clarity might arrive.

The bill could still move later. It could be amended. It could become part of a broader negotiation. It could stall and return in another form. None of that is settled yet.

So the correct framing is delay, not defeat.

That nuance matters because crypto headlines often swing too hard. A missed vote window is not the same as abandonment. But it does mean the political path is harder than a simple “pro-crypto bill advances” narrative.

The Industry Still Needs A Legislative Answer

Without market structure legislation, the US crypto industry remains stuck in a fragmented system.

The SEC will continue to assert authority where it sees securities activity. The CFTC will remain central to derivatives and commodity-market oversight. Courts will keep deciding individual disputes. Firms will keep asking for rules that match the way digital asset markets actually operate.

That is not an ideal way to build a market.

Enforcement and litigation can clarify some issues, but they are slow and case-specific. Legislation can create broader rules, if lawmakers can agree on the details.

The CLARITY Act is one of the most visible attempts to do that.

Its delay shows how hard the work remains.

Crypto Policy Is Moving, Just Not Smoothly

The bigger picture is not that Washington has ignored crypto. It clearly has not.

Stablecoin legislation, market structure bills, SEC-CFTC debates, custody discussions, enforcement actions, and campaign finance concerns all show that digital assets are now a serious policy area. The problem is that serious policy areas move slowly.

That can be frustrating for builders and investors who are used to crypto speed.

But this is what it looks like when an industry moves from the edge into the political center. More people care, more committees get involved, and more unrelated concerns attach themselves to the bill.

For crypto, the next few months may be less about whether lawmakers support digital asset clarity in theory, and more about whether they can agree on the political guardrails around it.

The CLARITY Act remains alive, but the pre-recess window appears to be closing.

That makes September the next key test.

This article is based on Congress.gov records for H.R. 3633 and reported comments on the Senate schedule.

This article was written by the News Desk and edited by Samuel Rae.

This report is based on information released in disclosures at primary source documentation.

Following a few weeks of escalations, new threats, and strikes, United States President Donald Trump has reportedly ordered its military to stand down instead of carrying out the planned attacks for tonight.

The crypto focus is back on bitcoin, which has typically shown a positive reaction to similar developments. However, the actual impact might be felt after at least 24 hours.

As reported by Axios, the reason for tonight’s withdrawal from new military action is the recently resumed talks on the Strait of Hormuz.

Large media sites suggested yesterday that Oman has initiated talks with Iran to reopen the key Strait, and some sources claimed that major progress has been made over the past day. It appears Trump wants to see how it resolves before deciding whether or not the US will continue with its attacks.

BREAKING: President Trump ordered the US Military to not carry out planned strikes on Iran Friday night, despite previously approving the strikes, per Axios.

This came just hours after talks mediated by Oman over reopening the Strait of Hormuz reportedly resumed.

— The Kobeissi Letter (@KobeissiLetter) July 25, 2026

The primary cryptocurrency is prone to reacting to any sort of news on the war front. Renewed attacks typically lead to price corrections, while the reemergence of hope for a deal, ceasefire, or even more permanent peace, have resulted in major rallies.

The tricky part is the timing. Aside from the initial shock when the war started in late February, the asset has remained relatively stable when the new developments took place over the weekend. Instead, its actual fluctuations in either direction transpire on Monday morning when most traditional financial markets start to open.

Consequently, even though it has defended the $64,000 support now, which many analysts believe is key for its next big move, the bigger reaction is likely to take place in 36 hours.

The post Trump Reportedly Halts Planned Attacks on Iran: How Will BTC React? appeared first on CryptoPotato.

Bitcoin is consolidating just above the $60K region after a volatile first half of 2026 that saw the asset collapse from its January highs near $96K. The recent rebound off the June lows has restored some short-term optimism, but the price is now stalling directly beneath a heavy confluence of moving-average resistance.

Whether this becomes the start of a genuine trend reversal or simply another lower high inside the broader downtrend will likely be decided over the next several sessions.

Bitcoin Price Analysis: The Daily Chart

On the daily timeframe, BTC remains capped below both its 100-day and 200-day moving averages, which are converging near the $70K zone and still slope downward. This is a sign that the higher-timeframe trend has not yet flipped bullish.

Since dropping from $96K in January, Bitcoin has carved out a sequence of lower highs, with the April and May recovery stalling around $82K before rolling over into the June and July low near $58K. However, the asset has since printed a series of short-term higher lows relative to the broader structure amid a clear bullish divergence with the RSI, and the market has reclaimed the $64K mark.

A sustained close above the confluence of moving averages and the $74K supply zone would be the first real evidence that the downtrend is losing control, potentially opening the door toward the prior resistance zone near $82K.

On the downside, failure to build on this recovery would put the $60K zone back in focus as the immediate support. A breakdown below that level would expose the major demand region around $54K, which remains the key higher-timeframe floor.

BTC/USDT 4-Hour Chart

The 4-hour chart shows a cleaner picture. Bitcoin bottomed inside the $58K-$60K demand zone in late June and has been climbing steadily within a rising wedge pattern, printing higher lows along the lower trendline.

That advance carried price into the $65K–$67K resistance cluster formed by June highs. However, the latest candles show a rejection from this area, with the price breaking the wedge to the downside and slipping back toward $64K.

The RSI has also cooled from overbought territory near 70 down toward the 40 zone, reflecting fading momentum rather than outright bearish pressure. A rebound and reclaim of the recent highs around the $67K zone would support a push toward $72K–$74K, while continued rejection and decline here would validate the rising wedge breakdown and likely send the price back to retest the $58K support area, which, as things stand, is the more probable scenario.

Sentiment Analysis

Looking at Bitcoin’s spot average order size, large whale orders have dominated the tape through the entire decline and subsequent recovery since June. This is a marked shift from the retail-heavy order flow seen back in December 2025 near the $90K region.

This metric tracks the size distribution of executed spot orders, distinguishing retail-sized trades from large block orders typically associated with institutional or high-net-worth participants. Persistent big-whale activity through a drawdown generally signals accumulation rather than capitulation, since larger players tend to scale into weakness rather than chase strength.

The continued presence of big whale orders through both the $58K low and the recovery above $64K suggests accumulation has been underway at these depressed levels. If this behavior persists as price approaches the $72K-$74K resistance, it would lend credibility to the case for a deeper structural reversal. A sudden shift back toward retail-dominated flow near resistance, by contrast, would be a caution flag worth watching, and could point to another potential decline in the coming weeks.

The post Bitcoin Price Analysis: BTC’s Rally Could Be a Bull Trap as Sub-$60K Target Remains appeared first on CryptoPotato.

In Bitcoin news today, US spot BTC ETF funds recorded nearly $1Bn in net inflows over seven consecutive sessions through July 22, 2026 – their longest positive run in 11 weeks, with BlackRock IBIT capturing $319.16M of the $499.05M added this week alone.

However, that streak has already come to an end, as yesterday’s session closed with -$225M in outflows, even as Bitcoin has held steady above $65,000 despite ETF sell pressure.

Bitcoin climbed above $66,000 during the streak’s strongest two sessions, July 20 and July 21, according to 247 Wall St. The catalyst was news that President Trump had agreed to the ethics rules holding up the CLARITY Act.

This bipartisan digital-asset legislation, which would establish clearer regulatory boundaries for crypto markets, appeared to unlock a wave of institutional demand.

Bitcoin ETF News: Seven Days of Inflows Snapped by -$225M Outflow

(SOURCE: CoinGlass)

The last outflow day was July 13, when investors pulled $424.66M, the heaviest single-day withdrawal of the month. Since then, money has come back in every session, but not uniformly.

Flows on July 14 reached $181.08M, then faded to $107.80M on July 15, $79.15M on July 16, and recovered to $132.30M on July 17, according to CoinGlass data.

The two dominant sessions arrived with the CLARITY Act headlines. July 20 logged $226.92M, and July 21 added $203.14M as Bitcoin price pushed through $66,000.

By July 22, daily inflows had retreated to $68.99M, the weakest session of the entire streak. That deceleration pattern was telling, as yesterday saw -$225M in outflows, snapping the seven-day streak as a result.

The last time institutional demand for Bitcoin through ETF vehicles sustained this kind of multi-day consistency was in early October 2025, when Bitcoin was trading near its all-time high of approximately $126,000.

Why IBIT Keeps Winning Despite Not Being the Cheapest Option

BREAKING: Bitcoin ETFs attracted +$900 million in inflows last week, the largest weekly inflow since early May.

This marks a sharp acceleration from +$197 million in inflows in the prior week.

The largest Bitcoin ETF, $IBIT, led the surge, attracting +$193 million last week,… pic.twitter.com/tr8lo363oX

— The Kobeissi Letter (@KobeissiLetter) July 22, 2026

The fee structure alone doesn’t account for IBIT’s dominance. Despite Fidelity FBTC charging no management fees and holding $11.38Bn in AUM, IBIT leads with $48.86Bn in AUM. Over ten years, the 0.25% annual fee for IBIT compounds significantly for long-term investors.

247 Wall St. attributes IBIT’s success to its distribution advantages. BlackRock’s products are familiar to pension managers and registered advisers, making purchasing IBIT a seamless experience with minimal compliance hurdles, rendering the fee less important.

Trading volume also highlights this concentration: on July 22, IBIT accounted for nearly 79% of the $1.11Bn in total trading across all 13 spot Bitcoin ETFs. IBIT holds 3.70% of all Bitcoins, while the other twelve ETFs combined hold only 2.38%, indicating significant institutional activity in IBIT during this period.

DISCOVER: The Next 1000x Crypto Gem Before It Lists on Binance

Bitcoin ETF News: Grayscale GBTC, The Fund That Still Drags the Whole Complex

In other Bitcoin ETF news, Grayscale GBTC, the Grayscale Bitcoin Trust that converted from a closed-end fund to a spot ETF, remains the single largest structural headwind to the ETF complex’s net position. Since converting to ETF format, GBTC has shed $27.42Bn in cumulative outflows. On July 22 alone, another $38.30M left the fund.

The fee differential is the root cause. Grayscale charges 1.50% annually. IBIT charges 0.25%. For an investor holding $100,000 for five years, that 1.25 percentage-point gap compounds to roughly $6,500 in additional fees, before considering any performance difference.

The cumulative effect is that GBTC’s outflows have overwhelmed the genuine demand visible in IBIT and, to a lesser extent, other competitors.

Total net inflows across all 13 Bitcoin ETF funds stand at $51.85Bn since launch, but that figure is what remains after subtracting $ 27.42Bn from GBTC. Without GBTC’s drag, the headline numbers for the ETF complex would look considerably stronger.

$BTC — If we somehow deviate back and reclaim 65.5K on 4HR TF, we'll quickly see 70Ks!

Else chop continues till 64K.

I'm optimistic about upside movement due to the relative strength our orange coin had despite SPY weakness yesterday.

70K+ $BTC is programmed in the next few… pic.twitter.com/Ug9eGaGPUX

— Friedrich (@FriedrichBtc) July 24, 2026

Trade BTC on ByBit and Join 99Bitcoin’s Exclusive $1000 USDT Airdrop

The CLARITY Act Catalyst and What It Actually Moved

The CLARITY Act, or Digital Asset Market Clarity Act, had been stalled due to ethics-related disputes. Reports on July 20 about President Trump’s agreement to the ethics rules spurred significant inflows into the market.

Regulatory clarity reduces compliance risks, potentially allowing institutional investors like pension funds and insurance companies to hold Bitcoin ETFs more freely.

The $226.92M and $203.14M inflow days on July 20 and 21 indicate that institutions were anticipating this change, although yesterday’s large outflow has capped any bullish momentum built on a seven-day inflow streak.

However, if procedural delays arise again, the momentum could continue to flip red, as seen in the reduced $68.99M inflow on July 22, followed by yesterday’s outflow, both lacking fresh regulatory support.

EXPLORE: Best Crypto Presales With Asymmetric Upside in the Current Market

The post Seven Straight Bitcoin ETF Inflow Days Recover Just 15% of June’s Losses appeared first on 99Bitcoins.

In XRP news today, Ripple has slipped since July 21 but remains around $1.13, tracing a textbook cup-and-handle formation on the daily chart, with $1.15 as the breakout trigger and $1.21 as the pattern target.

The setup looks clean. The institutional money flow behind it does not. That gap between the chart structure and the capital supporting it is the central tension shaping the XRP trade right now.

According to data from CoinGlass, spot XRP ETF monthly inflows have collapsed from a $131.94M peak in May to just $12.43 million in July, the weakest month on record. Inflows are still technically positive, but it is not a technicality worth glossing over.

XRP News: The Cup and Handle Setup and What it Means

Since early July, XRP has formed a cup-and-handle pattern on the daily chart. The cup represents a gradual recovery from selling pressure, while the handle reflects a consolidation phase since July 21.

The bullish outlook remains supported by declining sell volume as prices drift lower, indicating a pause rather than a fresh wave of selling. Key resistance is at $1.15, aligning with the 0.618 Fibonacci retracement level.

A daily close above this would break the handle and activate the cup neckline at $1.16, with $1.18 and $1.21 as potential targets for XRP Ripple.

However, it’s important to note that XRP has previously failed to sustain cup formations. A single candle wick above $1.15 is insufficient; a confirmed daily close is necessary for a convincing breakout.

$XRP

Say what you want, but this entire setup looks insane!

Sweep the lows or not…

A major move is coming. pic.twitter.com/MJFD9UJNzh

— Jim Knox (@Jim_Knox589) July 23, 2026

ETF Inflows: Green on the Surface, Fading Underneath

In other XRP news, ETF inflows have consistently been net positive since their launch, though monthly totals have declined. According to CoinGlass, inflows were $81.59M in April, peaked at $131.94M in May, then dropped to $59.46M in June, and fell further to $12.43M in July.

This downward trend suggests that institutional demand for XRP has weakened, as ETF inflows typically indicate professional buyers’ interest, which makes it a crucial data point to watch in the coming weeks.

A decline in these flows could affect XRP’s price, especially as it nears a breakout point. Similar patterns of reduced institutional demand are also seen in Bitcoin ETF products.

(SOURCE: CoinGlass)

What Glassnode’s Hodler Metric Is Signaling

The Hodler Net Position Change metric from Glassnode tracks whether long-term XRP holders are net adding to or trimming their positions. It is an on-chain measure of accumulation or distribution behavior among wallets that have held for extended periods, the cohort least likely to be driven by short-term noise.

The metric’s recent history is worth tracing carefully because it has already run this playbook once. On June 22, the Hodler Net Position Change hit one of its highest readings. From that peak, it fell steadily through to July 1.

During exactly that window, XRP price corrected from $1.13 down to $1.05 – a 7% move that caught many traders offside who were watching the chart setup rather than the on-chain signal. Then, as long-term holders began adding again, price recovered.

Since July 19, the metric has turned lower again. It has eased from approximately 231 million to roughly 226 million XRP, according to Glassnode data cited in the BeInCrypto analysis. The setup is close enough to the June precedent to warrant attention.

Trade XRP on ByBit and Join 99Bitcoin’s $1000 USDT Airdrop

Three Scenarios for What Happens Next: XRP News Catalysts Needed for Bullish Continuation

(SOURCE: TradingView)

The chart and institutional data for XRP news indicate three potential paths for its price action:

Bull Case: XRP closes above $1.15, confirming a cup-and-handle breakout. If $1.16 is breached, the $1.21 target could be met, but this would require stable ETF inflows to maintain gains.

Base Case: XRP trades sideways between $1.12 and $1.15 as Hodler Net Position Change declines and ETF inflows remain weak. The cup-and-handle pattern remains valid but unconfirmed, awaiting a macro catalyst.

Bear Case: A sharper decline in Hodler metrics leads to a drop below $1.13, exposing support levels at $1.12 and $1.09. A break below $1.05 invalidates the pattern and shifts focus to broader support. This scenario aligns with current ETF flow trends.

EXPLORE: Best Crypto Presales With Asymmetric Upside in the Current Market

The post XRP Targets $1.21 but Institutional Demand Is Quietly Drying Up appeared first on 99Bitcoins.

US spot Bitcoin ETFs recorded $5.4B in net outflows in H1 2026, their first negative half-year since launching in January 2024.

The post BTC ETF flows turn negative for over half of 2026 appeared first on Crypto Briefing.

Kuwait denies WSJ report on airstrikes against Iran. The geopolitical uncertainty adds volatility risks for Bitcoin and crypto traders watching

The post Kuwait denies Wall Street Journal report on military strikes against Iran, rattling already nervous crypto markets appeared first on Crypto Briefing.

Stable exempts USDT transfers from gas. Plasma ships zero-fee sends. Sui made stablecoin transfers free at the protocol level. Every coverage of every launch asks the same question in passing, someone still pays for blockspace, and then moves on. This…

Getting dollars onto the chain where USDT is the gas takes one bridge transaction, and choosing the route well takes five minutes of understanding. This guide walks the fastest path through Relay, the canonical paths through the USDT0 mesh, what…

0x0.ai Crypto is all about using artificial intelligence to check the safety of smart contracts. The focus is on…

The post What Is 0x0.ai:AI Smart Contract appeared first on Coinlabz.

The post How To Pay Bills With Crypto? appeared first on Coinlabz.

🚨 Analistler, teknik kırılım sonrası $DASH için 1.010 dolar hedefini izliyor. 📉 DASH 32,20 dolarda kalırken son 24 saatte yüzde 2,51 değer kaybetti. 📊 Yükseliş senaryosu için kırılımın korunması ve desteklerin savunulması gerekiyor. 🌍 Bitcoin'deki zayıf seyir, $DASH üzerindeki...

The post Avalanche Price at a Crossroads: Short-Term Breakout Awaits Weekly Confirmation-What’s Next? appeared first on Coinpedia Fintech News Avalanche (AVAX) price hovered near $6.65 after climbing more than 3% this week, recovering from its recent low around $6.10....

บาคาร่าออนไลน์ คืออะไร ทำไมถึงเป็นที่นิยมอันดับ 1

บาคาร่าออนไลน์ คือเกมไพ่ที่ได้รับความนิยมสูงในโลกของคาสิโนออนไลน์ ด้วยกติกาที่เข้าใจง่าย คล้ายกับป๊อกเด้งของไทย ผู้เล่นเพียงแค่เลือกเดิมพันระหว่างฝั่งผู้เล่น หรือ เจ้ามือ ว่าฝั่งใดจะมีแต้มใกล้เคียง 9 มากที่สุด จึงไม่แปลกใจที่ บาคาร่า จะเป็นเกมที่ทั้งมือใหม่และมือโปรเลือกเล่นกันมากที่สุด ยิ่งเมื่อมาอยู่ในรูปแบบออนไลน์ที่เล่นได้ทั้งบนคอมและมือถือ ยิ่งสะดวกสบายและเข้าถึงง่ายกว่าเดิม

เล่นบาคาร่าออนไลน์ให้ได้เงิน ไม่ได้เริ่มจากสูตร แต่เริ่มจากนิสัยการเล่น

เสน่ห์ของ บาคาราออนไลน์ ที่ทำให้ใครๆ ก็ติดใจ ทั้งความรวดเร็วของเกมในแต่ละรอบ อัตราการจ่ายที่ชัดเจนมีโอกาสชนะสูง อีกทั้งยังมีสูตรและเทคนิคต่างๆ ช่วยเพิ่มโอกาสในการทำกำไรได้จริง ยิ่งไปกว่านั้นเว็บบาคาร่าชั้นนำยังมีระบบฝากถอนอัตโนมัติ โปรโมชั่นรองรับผู้เล่นทุกระดับ รวมถึงโหมดทดลองเล่นที่ทำให้ผู้เล่นสามารถฝึกฝนก่อนเดิมพันจริง ทั้งหมดนี้รวมกันทำให้การ เล่นบาคาร่าออนไลน์ฟรี ยังคงเป็นเกมอันดับ 1 ที่ครองใจนักเดิมพันทั่วเอเชียมาอย่างต่อเนื่อง

บาคาร่าออนไลน์ เว็บไหนดี 2026? เว็บบาคาร่าที่คนเล่นเยอะที่สุด

หากคุณกำลังมองหา เว็บ บาคาร่าออนไลน์ เว็บไหนดี คำตอบที่ดีที่สุดคือการเลือกเว็บตรงที่เชื่อถือได้ มีใบรับรองจากต่างประเทศ มีระบบรักษาปลอดภัยและมีฐานผู้เล่นจำนวนมาก เพราะเว็บที่คนเล่นเยอะมักเป็นตัวบ่งชี้ว่าเว็บนั้นมั่นคง จ่ายจริง ตอบโจทย์ผู้เล่นยุคใหม่ โดยเฉพาะปีนี้ที่การแข่งขันสูงขึ้น เว็บที่ดีต้องครบทั้งเรื่องระบบความเสถียรและโปรโมชั่นแบบจัดเต็ม พร้อมรองรับมือถือทุกระบบทำให้คุณสามารถสนุกกับ แทงบาคาร่าออนไลน์ ได้ทุกที่ทุกเวลาอย่างมั่นใจ ชี้เป้า! เว็บบาคาร่าที่คนเล่นเยอะที่สุดในปี 2025 

• 3XBET โดดเด่นในเรื่องของความน่าเชื่อถือ ระบบฝาก-ถอนที่รวดเร็ว และมีเกมบาคาร่าสดให้เลือกหลากหลายจากผู้ให้บริการชั้นนำหลายค่าย พร้อมด้วยบริการลูกค้าที่เป็นเลิศ
• UFABET เป็นที่รู้จักในวงกว้าง มีโปรโมชั่นที่น่าสนใจ และมีระบบการใช้งานที่ง่าย เหมาะสำหรับทั้งผู้เล่นใหม่และผู้เล่นเก่า
• 123BET ได้รับความนิยมจากผู้เล่นที่ชื่นชอบความหลากหลายของเกมคาสิโน และมีบาคาร่าให้เลือกเล่นหลายรูปแบบ 

บาคาร่าออนไลน์เว็บตรง เล่นได้ทุกค่ายไม่จำกัด

บาคาร่าออนไลน์เว็บตรง เล่นได้ทุกค่ายนี่แหละคือสิ่งที่นักเดิมพันยุคใหม่มองหาอย่างแท้จริง เพราะให้ความสะดวกสบายครบจบในเว็บเดียว ไม่ต้องเสียเวลาโยกเงินหรือสมัครหลายยูสเซอร์ เว็บตรงมักมาพร้อมระบบที่เสถียร ปลอดภัย และรองรับการเล่นทุกค่ายชื่อดัง ไม่ว่าจะเป็น SA Gaming, Sexy Baccarat, AE Seven หรือ Dream Gaming ผู้เล่นสามารถเลือกห้องแทงบาคาร่าได้ตามสไตล์ที่ชอบ มีอัตราการจ่ายที่โปร่งใสและเป็นธรรม พร้อมโปรโมชั่นรองรับทุกยอดฝาก เหมาะสำหรับทั้งมือใหม่และสายเล่นประจำที่ต้องการความลื่นไหลในการลงทุน จุดเด่นของ เว็บไซต์บาคาร่าออนไลน์ เว็บตรงที่เล่นได้ทุกค่าย

• สมัครครั้งเดียว เล่นได้ทุกค่ายในเว็บเดียว ไม่ต้องโยกเงิน
• ระบบออโต้ ฝาก-ถอนเร็ว รองรับทั้งธนาคารและวอเลท
• มีห้องบาคาร่าให้เลือกหลากหลาย ทั้งสายดูเค้าไพ่ และสายสปีด
• ปลอดภัยด้วยระบบเว็บตรง ไม่ผ่านเอเย่นต์ ไม่เสี่ยงโดนโกง
• โปรโมชั่นรองรับทุกยูส ทั้งสมาชิกใหม่และเก่า แจกจริงทุกวัน
• รองรับการเล่นผ่านมือถือทุกระบบ iOS/Android ไม่ต้องโหลดแอป

เว็บบาคาร่าออนไลน์ แตกง่าย กำไรเน้นๆ ถอนได้ไม่อั้น

บาคาร่าออนไลน์ ได้เงินจริง สำหรับผู้เล่นที่ต้องการสร้างรายได้จริงจากเกมไพ่ยอดนิยมอย่างบาคาร่าออนไลน์ต้องไม่พลาดเว็บ บาคาร่าออนไลน์ฟรี ของเรา ด้วยระบบที่มีความเสถียรสูงและอัตราการจ่ายยุติธรรม ทำให้คุณมีโอกาสชนะบาคาร่าง่ายกว่าที่เคย อีกทั้งเว็บเรายังมีระบบเค้าไพ่แม่นยำ การแจกไพ่สดจากค่ายเกมชั้นนำระดับโลก การันตีจ่ายจริง ถอนได้ไม่อั้น ไม่มีล็อกยูส ไม่ว่าคุณจะมีทุนมากหรือน้อยก็สามารถทำกำไรเน้นๆ ได้ตลอด 24 ชั่วโมงผู้เล่นสามารถคว้าเงินรางวัลแบบไม่มีขีดจำกัด

สิ่งที่ทำให้ บาคาร่าสล็อตออนไลน์ แตกง่ายโดนใจนักเดิมพัน ก็คือระบบการเงินที่ยืดหยุ่นและรองรับทุกความต้องการ ถอนได้ไม่อั้นทุกยอดกำไร ไม่จำกัดรอบต่อวัน และไม่มีเงื่อนไขจุกจิกเหมือนเว็บทั่วไป อีกทั้งยังรองรับการถอนผ่านทั้งธนาคารและทรูวอเลทเพิ่มความสะดวกให้กับผู้เล่นยุคใหม่ที่ต้องการความคล่องตัว พร้อมทีมงานแอดมินดูแลอย่างมืออาชีพจึงมั่นใจได้ว่าทุกการเดิมพันปลอดภัยและสามารถทำกำไรได้อย่างมั่นคงในทุกวัน

สมัครเล่นบาคาร่าออนไลน์ แจกเครดิตฟรี ไม่มีกั๊ก

สมัครบาคาร่าออนไลน์ ในยุคนี้ไม่เพียงแต่สะดวกและรวดเร็วแต่ยังมาพร้อมกับสิทธิพิเศษอย่างเครดิตฟรีที่แจกจริงแบบไม่มีกั๊ก ผู้เล่นใหม่สามารถเริ่มต้นได้โดยไม่ต้องฝากเงินก่อน แค่สมัครสมาชิก โหลดบาคาร่าออนไลน์ ก็รับโบนัสไปใช้ทดลองเล่นได้ทันที ซึ่งถือเป็นจุดเด่นที่ทำให้หลายคนหันมาเริ่มต้นเดิมพันกับบาคาร่าออนไลน์มากขึ้น เพราะช่วยลดความเสี่ยง เพิ่มโอกาสในการเรียนรู้และฝึกฝนเทคนิคต่างๆ ก่อนจะลงทุนด้วยเงินจริง

คำถามที่พบบ่อยเกี่ยวกับ บาคาร่าออนไลน์ (FAQ)

Q: เล่นบาคาร่าออนไลน์แล้วได้เงินจริงไหม?

A: ได้จริง ถ้าเล่นกับเว็บที่มีใบอนุญาตและระบบปลอดภัย

Q: เว็บบาคาร่าไหนดีสำหรับมือใหม่?

A: เลือกเว็บที่โต๊ะขั้นต่ำไม่สูงและมีโหมดทดลองเล่น

Q: บาคาร่ามือถือกับเล่นบนคอม ต่างกันไหม?

A: ระบบเหมือนกัน แต่มือถือสะดวกกว่าและเข้าจังหวะง่ายกว่า

Q: สูตรบาคาร่ายังใช้ได้อยู่หรือไม่?

A: ยังใช้ได้ แต่ต้องเลือกสูตรที่เหมาะกับจังหวะของโต๊ะนั้น ๆ

Q: เล่นบาคาร่าให้ได้เงินต้องเริ่มจากอะไร?

A: ตั้งงบให้ชัด เลือกโต๊ะที่อ่านเค้าไพ่ง่าย และไม่รีบลงเดิมพัน

บทสรุปส่งท้าย

อีกข้อดีสุดคุ้มของการสมัคร สมัครบาคาร่า ที่แจกเครดิตฟรี คือคุณจะได้เงินทุนเริ่มต้นแบบฟรีๆ ไปลองเล่นก่อนได้เลย อีกทั้งยังมีเงื่อนไขที่ไม่ซับซ้อน สามารถนำเครดิตฟรีไปต่อยอดทำกำไรได้จริง พร้อมรองรับการถอนเงินเมื่อทำยอดเทิร์นครบตามที่กำหนด ไม่มีการบังคับฝากไม่มีค่าธรรมเนียมแอบแฝง ผู้เล่นสามารถเข้าถึง แอพบาคาร่าออนไลน์ เกมไพ่สุดฮิตได้ตลอด 24 ชั่วโมง ไม่ว่าจะอยู่ที่ไหนก็ตาม ทั้งสะดวกปลอดภัยและคุ้มค่าทุกการลงทุน สนใจอ่านบทความเพิ่มเติมเกี่ยวกับ เปรียบเทียบค่ายบาคาร่า คลิกเลย!

The post บาคาร่าออนไลน์ เว็บตรง อันดับ 1 เล่นบาคาร่าสด ปลอดภัย จ่ายจริง appeared first on https://dumbbell-exercises.com/.

บาคาร่าทุนน้อย เล่นอย่างชาญฉลาด ใช้น้อยแต่ลุ้นกำไรได้จริง

การเริ่มต้นเดิมพันแบบงบจำกัดเป็นจุดเริ่มที่ดีสำหรับผู้เล่นที่ต้องการลองเกมโดยไม่เสี่ยงเกินไป การเล่น บาคาร่าทุนน้อย ช่วยให้คุณมีเวลาเรียนรู้จังหวะไพ่ ฝึกอ่านสถิติ และทดลองวางแผนโดยไม่กดดัน การลงเงินครั้งละน้อยทำให้ผู้เล่นจับความผิดปกติของเกมได้ง่ายขึ้น

เช่น ช่วงที่ไพ่ไหลยาวหรือสลับถี่ การค่อย ๆ เพิ่มเงินในจังหวะที่มั่นใจจะช่วยให้ทำกำไรแบบปลอดภัย การวางเป้าหมายต่อรอบและหยุดทันทีเมื่อถึงเป้าคือพื้นฐานที่นักเล่น บาคาร่า มืออาชีพใช้กันจริง แม้จะเริ่มจากทุนเพียงเล็กน้อย แต่ถ้ามีวินัยและรู้จักควบคุมจังหวะ โอกาสสร้างกำไรระยะยาวก็เกิดขึ้นได้อย่างเป็นธรรมชาติ

ทำไม บาคาร่าทุนน้อย ถึงกลายเป็นตัวเลือกแรกของผู้เล่นใหม่

ผู้เล่นใหม่มักมองหาเกมที่เข้าใจง่าย ไม่ซับซ้อน และไม่ต้องใช้เงินเยอะตั้งแต่แรก การใช้ สูตรบาคาร่าใช้ได้จริง ร่วมกับโต๊ะเดิมพันที่ใช้เงินไม่มาก ทำให้ผู้เล่นมีโอกาสเรียนรู้ระบบโดยไม่ต้องเสี่ยงหนัก การวางเดิมพันเล็ก ๆ แต่เน้นอ่านเกมให้แม่น ทำให้การเล่นรู้สึกปลอดภัยกว่าเกมอื่น ผู้เล่นสามารถทดสอบวิธีต่าง ๆ เช่น การตามไพ่ซ้ำ การอ่านสถิติ หรือเลือกฝั่งที่ออกบ่อย โดยไม่ต้องกลัวว่าจะเสียก้อนใหญ่เร็วเกินไป การเริ่มต้น สมัครบาคาร่า แบบนี้ทำให้มือใหม่เข้าใจจังหวะและลดข้อผิดพลาดได้มากกว่า ด้วยต้นทุนที่สบายกระเป๋าและความเสี่ยงที่ควบคุมได้ บาคาร่าจึงเป็นก้าวแรกที่ผู้เล่นส่วนใหญ่เลือกเสมอ

จุดเด่นที่ทำให้ บาคาร่าขั้นต่ำ 1 บาท ได้รับความนิยมแบบไม่ต้องโปรโมตเยอะ

การลงเงินด้วย บาคาร่าเบทขั้นต่ำ ช่วยให้ผู้เล่นสามารถอยู่ในเกมได้นานขึ้น เพราะไม่ต้องรีบทุ่มเงินหรือเสี่ยงโดยไม่จำเป็น การเดิมพันเพียงบาทเดียวเปิดโอกาสให้ผู้เล่นลองเทคนิคต่าง ๆ ได้อย่างอิสระ เช่น การดูจังหวะไพ่ยาว การแทงสวน หรือการสังเกตรูปแบบซ้ำ การลงขั้นต่ำยังช่วยให้มือใหม่ค่อย ๆ เข้าใจไลน์ไพ่จริง ไม่ว่าจะเป็นไพ่มังกร ปิงปอง หรือไพ่หลุด ซึ่งเป็นพื้นฐานที่สำคัญสำหรับการเดิมพันที่แม่นยำขึ้น ยิ่งเดิมพันเบา ความกดดันยิ่งน้อย ผู้เล่นก็ยิ่งกล้าตัดสินใจและพัฒนาทักษะของตัวเองได้จริงโดยไม่ต้องกลัวเสียเงินมาก เหตุนี้จึงทำให้โต๊ะแบบขั้นต่ำได้รับความนิยมอย่างต่อเนื่อง

ทำไมผู้เล่นจำนวนมากเลือกเริ่มจากบาคาร่าเว็บตรงทุนน้อยก่อนเกมอื่น

ผู้เล่นจำนวนมากเลือกเว็บตรงเพราะมั่นใจในระบบที่โปร่งใสและปลอดภัย การใช้เงินเดิมพันแบบค่อยเป็นค่อยไปช่วยให้ผู้เล่นเข้าใจจังหวะไพ่และระบบโต๊ะมากขึ้น การเล่นที่ไม่ต้องใช้ทุนเยอะยังช่วยลดความเครียด ทำให้สามารถโฟกัสกับการอ่านเกมได้ดีขึ้น เหมาะกับผู้เล่นที่ต้องการทดลองสไตล์ใหม่ ๆ เช่น แทงตามเค้าไพ่หรือสังเกตสถิติย้อนหลัง การเริ่มจากเว็บตรงยังลดความเสี่ยงเรื่องค่าธรรมเนียมหรือการล็อกผล ส่งผลให้ผู้เล่นมั่นใจในการลงทุน การเลือกแนวทางแบบ บาคาร่าไม่ต้องลงทุนเยอะ คือจุดเปลี่ยนสำคัญที่ทำให้ผู้เล่นมือใหม่อยู่รอดและต่อยอดได้ง่ายกว่าการเริ่มแบบเสี่ยงสูง

วิธีคิดแบบมืออาชีพ บาคาร่าแบบทุนน้อย ให้รอดก่อนรวยทีหลัง

เทคนิคสำคัญของผู้เล่นสายประหยัดคือการตั้งเป้าหมายที่ชัดเจนและใจเย็นพอที่จะรอจังหวะ ไม่ใช่รีบแทงเพื่อหวังรวยเร็ว ผู้เล่นควรใช้ความเข้าใจมากกว่าโชค การเก็บข้อมูลหลายตาก่อนตัดสินใจ คือหัวใจของการเล่นแบบมีคุณภาพ การมองภาพรวมให้เป็น เช่น การดูสถิติออกซ้ำหรืออ่านรูปแบบไพ่ จะช่วยลดความเสี่ยงต่อการแทงผิด การวางเดิมพันตามแผนอย่างเคร่งครัดทำให้ เทคนิคเล่นบาคาร่าทุนน้อย สร้างผลลัพธ์ได้จริง การเล่นแบบนี้อาจไม่ได้ชนะทุกตา แต่ช่วยให้ยอดรวมเป็นบวกในระยะยาว เป็นสไตล์ที่ผู้เล่นมืออาชีพใช้จริงเสมอ

ปรับมุมมองให้ถูกต้องก่อนเล่น เทคนิคที่ช่วยประหยัดทุนได้มาก

ความคิดที่ถูกต้องจะช่วยประหยัดเงินทุนได้อย่างมาก โดยเฉพาะสำหรับผู้เล่นที่ต้องการอยู่ในเกมให้ได้นาน การประเมินสถานการณ์ก่อนแทงทุกครั้ง และไม่รีบไล่ตามกำไรหรือความเสียหาย เป็นสิ่งที่ช่วยรักษาทุนได้ดี การสลับโต๊ะเมื่อไพ่ไม่นิ่ง และการเลือกจังหวะที่มีความชัดเจนจะช่วยลดโอกาสผิดพลาดได้มาก การใช้ บาคาร่าเครดิตฟรี ในช่วงเริ่มต้นยังช่วยเสริมทุนได้ดี ทำให้ผู้เล่นมีโอกาสทดลองวิธีใหม่โดยไม่ต้องเสียเงินเยอะ การมองเกมด้วยความใจเย็นและเหตุผลคือสิ่งที่ทำให้ทุนน้อยสามารถต่อยอดเป็นผลลัพธ์ที่ดีได้

การเลือกจังหวะเข้าเดิมพันที่เหมาะกับมือใหม่ทุนน้อยมากที่สุด

จังหวะเป็นหัวใจสำคัญสำหรับผู้เล่นงบน้อย โดยเฉพาะในช่วงที่ไพ่ออกซ้ำหรือเริ่มนิ่ง เพราะเป็นช่วงที่คาดเดาได้ง่ายที่สุด ผู้เล่นไม่ควรรีบแทงทุกตา แต่รอให้ไพ่แสดงรูปแบบที่ชัดเจนก่อน เช่น ไพ่ไหลยาว หรือออกสลับกันในจังหวะคงที่ การอ่านเกมแบบนี้จะเพิ่มโอกาสชนะมากกว่าการแทงสุ่ม เมื่อควบคุมการลงเดิมพันและจับจังหวะได้ดีขึ้น ผู้เล่นก็สามารถเก็บกำไรเล็ก ๆ แต่สม่ำเสมอ ทำให้เกิด บาคาร่าได้กำไรเร็ว โดยไม่ต้องเสี่ยงหนัก โฟกัสที่ความแม่นยำมากกว่าปริมาณคือทางรอดของมือใหม่

กลยุทธ์ บาคาร่างบน้อย แต่เพิ่มโอกาสกำไรได้จริงแบบไม่ต้องพึ่งดวง

ผู้เล่นที่มีงบน้อยควรเลือกวิธีเล่นที่เน้นความมั่นคงมากกว่าความเสี่ยงสูง เช่น วางเดิมพันคงที่ หรือเพิ่มเงินเล็กน้อยในช่วงจังหวะดี การวางแผนและแทงเฉพาะรอบที่มีโอกาสชัดเจนจะช่วยควบคุมการเสียและเพิ่มโอกาสได้ ผู้เล่นใหม่ควรเลือกโต๊ะที่อ่านไพ่ได้ง่ายหรือมีสถิติออกเด่นในฝั่งเดียว เพราะช่วยลดความไม่แน่นอน การตั้งเป้ากำไรให้เหมาะสมในแต่ละวันเป็นอีกจุดที่สำคัญสำหรับ บาคาร่ามือใหม่ทุนน้อย เพราะช่วยให้ไม่เล่นเพลินจนเสียทุนโดยไม่รู้ตัว การเล่นแบบมีระบบจะสร้างกำไรได้ดีกว่าการหวังลุ้นโชค

สูตรเดินเงินแบบลดความเสี่ยงสำหรับบาคาร่ามือใหม่ทุนน้อย

การเดินเงินเป็นปัจจัยสำคัญของผู้เล่นงบน้อย เพราะช่วยควบคุมการเสียและเพิ่มโอกาสทำกำไร สูตรพื้นฐานที่เหมาะที่สุดคือเดินเงินแบบคงที่ เพื่อไม่ให้ทุนหายเร็วเกินไป ผู้เล่นอาจเพิ่มจำนวนเบทเล็กน้อยเมื่อเห็นจังหวะดี เช่น ไพ่เริ่มออกซ้ำหรือมีแพทเทิร์นที่ชัดเจน แต่ไม่ควรทบหนักเพราะเสี่ยงเกินตัว การใช้สถิติและความต่อเนื่องของเกมจะช่วยให้ วิธีเล่นบาคาร่าทุนน้อยให้ได้กำไร ทำงานได้ดี การเล่นแบบรอบคอบและเลือกจังหวะเพิ่มเบทอย่างมีเหตุผลช่วยให้สะสมกำไรได้เรื่อย ๆ

ผสมผสาน บาคาร่าทุนน้อย เครดิตฟรีกับแผนการเล่นให้คุ้มที่สุด

การใช้โบนัสหรือโปรโมชั่นให้เกิดประโยชน์สูงสุดต้องมีแผนชัดเจน ผู้เล่นควรใช้เครดิตฟรีในช่วงที่ไพ่มีรูปแบบง่ายต่อการอ่าน เช่น ระหว่างไพ่มังกรหรือปิงปอง เพื่อใช้โอกาสที่ดีในการทำกำไรโดยไม่ใช้เงินตัวเอง การตั้งเป้ากำไรเล็ก ๆ จากเครดิตฟรีช่วยเพิ่มความคุ้มค่า โดยเฉพาะเมื่อเล่นกับ บาคาร่าเว็บตรงทุนน้อย ที่มีสถิติไพ่ชัดเจน การใช้เครดิตให้ถูกจังหวะช่วยให้ผู้เล่นต่อยอดเกมได้แบบไม่ต้องเพิ่มเงินทุนมาก แต่ได้ประสบการณ์และผลตอบแทนจริง

คำถามที่พบบ่อยเกี่ยวกับผู้เล่น บาคาร่าทุนน้อย (FAQ)

Q: มีเงินทุนน้อยเริ่มเล่นบาคาร่าได้ไหม?

A: ได้แน่นอน หลายเว็บรองรับการเล่นขั้นต่ำเพียง 1 บาท ช่วยให้ทดลองเกม จับจังหวะไพ่ และฝึกเทคนิคโดยไม่ต้องใช้เงินเยอะ

Q: บาคาร่าทุนน้อยทำกำไรได้จริงหรือไม่?

A: ทำได้ หากเลือกจังหวะดี ใช้เทคนิคเดินเงินอย่างมีวินัย และไม่เล่นทุกตา การเก็บกำไรเล็ก ๆ สม่ำเสมอสามารถสะสมเป็นกำไรจริงได้

Q: ควรใช้สูตรหรือเล่นตามดวงดี?

A: สูตรช่วยลดความเสี่ยงมากกว่า ผู้เล่นทุนน้อยควรใช้เทคนิคอ่านไพ่และเดินเงินแบบคงที่ จะช่วยควบคุมทุนได้ดีกว่าพึ่งดวงอย่างเดียว

Q: บาคาร่าทุนน้อยถอนเงินได้ไหม?

A: ถอนได้จริง หากทำตามเงื่อนไขของเว็บ เช่น ยอดเทิร์นหรือขั้นต่ำการถอน เลือกเว็บตรงช่วยให้มั่นใจเรื่องความปลอดภัยและการจ่ายเงิน

Q: มือใหม่ควรเริ่มแบบไหนถ้ามีทุนน้อย?

A: เริ่มจากโต๊ะขั้นต่ำ เลือกไพ่นิ่งหรือออกซ้ำ ศึกษาสถิติ และตั้งเป้ากำไรน้อย ๆ ต่อรอบ ลดความเสี่ยงและช่วยให้เรียนรู้เกมเร็วขึ้น

บทสรุปส่งท้าย

การเริ่มต้นด้วย บาคาร่าขั้นต่ำ 1 บาท เป็นทางเลือกที่เหมาะสำหรับทั้งมือใหม่และคนที่ต้องการเล่นอย่างรอบคอบ เพราะช่วยให้เรียนรู้จังหวะไพ่ บริหารเงิน และพัฒนาทักษะโดยไม่ต้องเสี่ยงสูง บาคาร่าเล่นยังไงให้คุ้ม การเลือกเว็บที่น่าเชื่อถือ ใช้เทคนิควิเคราะห์เกมอย่างมีเหตุผล และวางแผนกำไรต่อรอบอย่างชัดเจน ล้วนเป็นองค์ประกอบสำคัญที่ช่วยให้ผู้เล่นมีโอกาสสร้างผลลัพธ์ที่มั่นคงและปลอดภัยมากขึ้น เมื่อผสานความรู้ วินัย และการตัดสินใจที่มีข้อมูลรองรับ การทำกำไรจากบาคาร่าด้วยงบจำกัดจึงเป็นเรื่องที่เป็นไปได้จริงและยั่งยืนในระยะยาว สนใจอ่านบทความเพิ่มเติมเกี่ยวกับ บาคาร่าออนไลน์ คลิกเลย!

The post บาคาร่าทุนน้อย เล่นยังไงให้ได้กำไร รวมเทคนิคทำเงินที่มือใหม่ต้องรู้ appeared first on https://dumbbell-exercises.com/.

The bullish divergence in the Relative Strength Index (RSI) just flashed on the Bitcoin chart for the first time in 2026. Veteran macro investor Jordi Visser said this is a good sign and will change the market for the next couple of months.

Visser spoted the bullish divergence in RSI on the 4-hour chart. Price made a new low after breaking the $60,000 level but RSI remains higher as it on the previous low. He said

“As a trader, I go, well, now I can buy something when we get back above 60, and I’ll just stop myself back out below the lows,” 

Visser, who also follows the Elliott wave theory, said that BTC is near the bottom however he said there is chances that price may drop to $50,000 or even $45,000 in short term. He added: “As a trader, I go, well, now I can buy something when we get back above 60, and I’ll just stop myself back out below the lows.”

Where the Money has Gone

He said that he underestimate how much captial is gone towards AI stocks than crypto. People are going for AI companies with good products.

FED next interest rate hike date is 29 July and the odds on the Polymarket are 35 to 40. Visser added that Polymarket is in oppose of rate hike and AI could bring short inflation bump and longer deflation nature.

Bitcoin remains relatively stable, with no significant developments in the market at this time. Let’s observe how the upcoming week begins. The support and resistance levels remain $60,000 and $65,000 respectively.

Every time you pay online, your data hops between a series of systems – banks, payment providers, and third-party processors. Every step adds convenience, but also creates more points of exposure
As digital payments become a daily habit, users are starting to ask a different question: not just how fast or easy a transaction is, but how private and secure it really is. This is where cryptocurrencies change the rules — offering an alternative way for transactions to be processed, protected and controlled.

Transaction Privacy

Traditional payment systems often require users to share their personal and financial data with a myriad of parties – banks, payment providers, and sometimes intermediaries. This means more places where data is stored, processed, and potentially exposed. Cryptocurrency transactions work differently. Instead of personal data, they use wallet addresses, which means that less sensitive information is involved in the process.
​​Transactions on public blockchains are visible, but not directly associated with personal identity. For many users, this provides a more private way of transferring money than traditional systems.

Blockchain Payment Security

Security is one of the main reasons cryptocurrencies have gained users’ trust.
The blockchain networks rely on decentralized systems, which means the transactions are verified by a number of nodes instead of one institution. Once a transaction is made, it is not easy to change or reverse.
This structure makes crypto payments resistant to fraud, unauthorized changes, and many types of system failures, which can affect centralized platforms.
Security also depends on the way users manage their wallets and access credentials. Contemporary platforms reduce risks by providing secure settings, user-friendly interfaces and additional security measures.

More Control Over Your Money

One of the biggest changes with crypto is the amount of control users have over their own money. In traditional systems, access to funds can depend on banking hours, approvals, or third-party processing. With crypto, users can send, receive, and manage their assets directly, without intermediaries.
​​This is even more practical with integrated solutions. For example, Parimatch Multiwallet offers users the ability to manage fiat and crypto balances together in one account, making it easier to transfer funds, track and control transactions without switching systems.
This means users can be more flexible in how and when they use their money, as they don’t have to rely on external processes.

Final Thoughts

Privacy, security, and control are becoming essential parts of the digital payment experience. ​​With platforms making access and usability easier by the minute, crypto is no longer just an alternative — it’s becoming a practical and trusted option for everyday financial activity.

In early 2026, Polygon Labs announced $250 million in acquisitions of Coinme and Sequence to expand its stablecoin payments infrastructure. Coinme provides licensed US fiat on- and off-ramps with a nationwide retail footprint, while Sequence adds enterprise wallet infrastructure and one-click cross-chain transaction capabilities. Together, these additions strengthen Polygon’s position in regulated, production-grade stablecoin payments.

Bybit has introduced an exclusive Cashback Booster for new Bybit cardholders, offering 10% cashback on lifestyle spending for a full 30 days. The cashback is applicable to crypto-funded transactions across eligible merchant categories, including restaurants, travel, transport, fashion, and beauty.

Caroline Crenshaw’s departure from the SEC on January 2 marks a turning point for crypto regulation in Washington. The longtime cryptocurrency skeptic’s exit leaves the commission operating under a 3-0 Republican majority—a historic shift that clears the way for Paul Atkins’ pro-innovation agenda to move forward without meaningful internal opposition.

What Changed at the SEC

Crenshaw spent over a decade at SEC agency, consistently raising concerns about cryptocurrencies, digital assets and investor protection.

Her exit coincides with the broader regulatory reorganization under the Trump administration, which has explicitly positioned itself to make the U.S. the “crypto capital of the world.”

The commission now operates with fewer members than authorized, as Trump hasn’t yet filled the vacant seats—a strategic pause that effectively gives the Republican-majority commissioners free rein on policy.

Why This Matters Right Now

The timing couldn’t be sharper. SEC Chair Paul Atkins has already signaled plans to introduce an “innovation exemption” that would let crypto startups test new products under lighter regulatory requirements, provided they meet basic consumer protections. [3][7] That proposal was expected within 30 days of December 2, meaning it could arrive any moment. With Crenshaw gone, there’s no institutional voice pushing back on the exemption’s scope or implementation details.

The broader regulatory picture is also shifting. The Senate is scheduled to hold hearings in January on the CLARITY Act—landmark legislation designed to end years of turf warfare between the SEC and CFTC by clearly dividing jurisdiction over different crypto products. [3][7] White House crypto adviser David Sacks said in December the bill is “closer to passage than at any point in the past.” [3] These aren’t minor procedural tweaks. They represent a fundamental reordering of how Washington approaches digital assets.

What’s Next

The real action starts immediately. Watch for the innovation exemption announcement—it could drop with minimal fanfare. Then track the Senate hearings on CLARITY in January. If that bill moves to a floor vote and passes, the crypto industry will have concrete answers about regulatory jurisdiction for the first time in years. Markets have been pricing in regulatory clarity for months. Crenshaw’s departure removes one of the last obstacles to delivering on it.

The post SEC’s Pro-Crypto Shift Accelerates as Key Skeptic Crenshaw Exits appeared first on The Coins Post.

PEPE just ripped 26% higher on January 2, hitting $0.000005106 as trading volume exploded past $800 million.

That’s no thin pump—retail’s back, Robinhood holders sitting on 8.3% of supply, and a Hyperliquid whale named James Wynn dropped a bombshell prediction: $69 billion market cap by end-2026. If you’re trading memes, this is your wake-up call. Why now? New year FOMO meets bold calls in a market where BTC chills at $88k.

On-Chain Breakdown

PEPE’s ERC-20 on Ethereum. No fancy DeFi twist here—just pure meme liquidity. Volume spiked 370-400% in 24 hours, open interest jumped 82% to $446.5 million on derivatives. RSI hit 67, screaming bullish momentum after breaking $0.0000042 resistance.

Whales aren’t dumping. That official “We ride at dawn” tweet lit socials on fire—crypto Twitter’s buzzing. Supply’s fixed at 420.69 trillion tokens. If Wynn’s right, that’s $0.000164 per PEPE. Math checks out. But Ethereum gas? Still a killer for small trades.

Market Mayhem

Total crypto cap up 1.07% to $2.99T. BTC +1.21% at $88,765, dominance slipping to 59.22%—alts eating its lunch. PEPE led top gainers, outpacing Story (+25%) and Mog. Volumes hit $164B market-wide. No massive liqs reported, but meme sector OI surging means leveraged degens are in.

BTC’s post-halving year ended red for first time ever—down 6% in 2025 despite $126k ATH. ETFs pulled $348M, but macro liquidity rules now. PEPE doesn’t care—it’s riding retail hype while big boys consolidate.

Reactions Pour In

James Wynn, that Hyperliquid ser, straight-up said PEPE hits top meme status like SHIB did last cycle—if bull market holds. “We ride at dawn” from @pepe went viral. Community’s pumping: “PEPE to the moon” threads everywhere. No official team—it’s anon dev vibes.

Exchanges? Volumes exploding on Binance, MEXC. No rugs spotted. Traders on X calling for $0.000026 ATH retest. Sarcasm alert: Great timing for memes while BTC whales accumulate quietly. Holders care about flips, not halving myths.

But is this sustainable? Meme pumps fade fast.

Security Smarts for Degens

Don’t get rekt. PEPE’s been rugged before—no premine, but watch whale wallets. Use hardware for big bags; software wallets fine for sub-$1k. Check Etherscan for suspicious transfers. Avoid leverage over 5x—OI spike means liqs incoming on pullbacks.

Actionable: Set stops below $0.0000042. DCA if you believe Wynn. DYOR on Hyperliquid perps for leverage without CEX KYC. Phishing’s rampant post-pumps—double-check links. If you’re aping memes, keep it under 5% portfolio. Skin in the game matters, but don’t YOLO rent money.

Eyes on This

$0.000005 close today flips structure fully bullish. Watch BTC dominance drop—alts feast. Wynn’s $69B? Ballsy. If ETH L2s cut fees, PEPE volumes could 10x. Macro: Fed liquidity print January 2nd might juice risk assets.

Pullback to $0.0000045? Buy dip. Break $0.000006? Targets $0.00001 easy. Meme season back? You tell me. Trade smart—2026’s rewriting rules.

The post PEPE Explodes 26% in 24 Hours—James Wynn Calls $69B Market Cap by Year-End, Meme Degens Pile In appeared first on The Coins Post.

Kalshi traders are betting on XRP dropping below the $1 mark before the year runs out as the frequent volatility stirs uncertainty about XRP's price potential.

Dogecoin ETF flows hit zero after short-lived comeback.

Main Street, which faces the most significant climate-related financial risk, currently lacks an avenue to hedge weather-related risks, argues CoinDesk’s Omkar Godbole.

Fidelity called on the US Senate to pass the CLARITY Act, joining industry groups and crypto firms pushing for market structure legislation.

Fidelity called on the US Senate to pass the CLARITY Act on Friday, saying clear digital asset regulations are needed to strengthen investor confidence, provide certainty for market participants and reinforce US leadership in global crypto markets.

The company joins a growing coalition of financial firms and crypto organizations urging US lawmakers to advance digital asset market structure legislation.

Earlier Friday, the Crypto Council for Innovation, the Digital Chamber and the Blockchain Association called on Senate leaders to bring the bill to the floor. Coinbase CEO Brian Armstrong also called for a full Senate floor vote on Wednesday.

Read more

Coinbase Business marked its first anniversary on Thursday by launching tools that let companies accept payments directly from autonomous AI agents, settling the transactions in USDC over the x402 standard the exchange built.

The rollout has three parts. Agent Checkout lets a merchant accept payments from AI agents inside the account it already uses, with no separate checkout to build. 

Coinbase for Agents connects AI systems to trading and investment workflows, adding real-time market data feeds and letting users set trading rules in plain English. 

A software development kit lets developers add agent payments to their own services in a few lines of code. 

Siddharth Coelho-Prabhu, head of Coinbase Business, called agentic payments one of the company’s “most high-conviction bets”, saying Coinbase began investing in the idea years ago after deciding autonomous commerce would reshape the internet.

Read more: Trump Backs Ethics Provision, Clearing Key Obstacle for Landmark Crypto Bill 

How x402 Works

x402 takes its name from the HTTP 402 “Payment Required” status code, a placeholder that has sat unused in web browsers for decades. 

When an AI agent hits a paywalled endpoint, such as an API or a data feed, it pays in stablecoin and continues the task in the same request, without opening an account or signing up for a subscription. 

Payments settle in USDC on Base and other supported networks.

The standard is spreading beyond Coinbase. As of recentlyl, the x402 network had processed more than 165 million transactions and over US$50 million (AU$71.5 million) in volume. Google’s Agent Payments Protocol supports x402, and Sam Altman’s World project uses it through its AgentKit toolkit. 

Coinbase Business launched in June 2025 and has signed about 5,000 customers, processing roughly US$1 billion (AU$1.43 billion) in combined payments and trading volume with a team of about 12. 

The new tools extend that base from payments between companies to payments from software. Coinbase says businesses also earn a rewards rate on idle USDC held in the account, alongside accepting agent payments.

Coinbase has been building toward this for months, launching agentic wallets earlier in the year and backing stablecoins as the settlement layer for machine-to-machine commerce. 

Read more: Bitmine Grows Ethereum Treasury to $10.8B While Buying Back 5.5M Shares

The post Coinbase Business Launches AI Payment Tools for the Agent Economy appeared first on Crypto News Australia.

Robinhood said hackers briefly took over Chief Executive Vlad Tenev’s verified X account on Thursday and used it to promote a fraudulent meme coin, before the company secured the account and removed the post.

“Our CEO Vlad Tenev’s X account was compromised and posted a fake promotion for a meme coin,” Robinhood’s communications team said, adding that the token was unauthorised and that it was “working with X to restore access”. The token was called Vladhood and trading as VLAD.

Related: Telegram to Launch Built-In Crypto Wallet for 1 Billion Users by Summer’s End

The deleted post made two false claims to borrow credibility from Tenev’s verified profile. It described VLAD as the “official mascot of Robinhood Chain”, the company’s own blockchain, and said the token would be listed on the Robinhood app. Robinhood disowned both.

On-chain records show the VLAD contract was deployed about 46 minutes before the hacked post appeared, a sign the scheme was planned in advance. The post gathered more than 175,000 views in under 20 minutes before users flagged it as a scam and warned others not to buy. 

On-chain trackers estimated the attacker took in around 650 ETH, worth roughly US$1.2 million (AU$1.72 million), across about 1,868 trades. 

A separate on-chain estimate put the fees collected by the token’s creator wallet at about US$59,000 (AU$84,370), a narrower slice than the total proceeds. Robinhood did not say whether any of its users lost money, and the token was not connected to the company in any way.

Memecoin Scam Just Weeks After Launch

The scam leaned on Robinhood Chain, the Ethereum layer-2 network Robinhood launched on 1 July to trade tokenised stocks and other real-world assets. 

Robinhood pitched the chain as infrastructure for tokenised equities when it went live three weeks ago. 

Read more: Trump Backs Ethics Provision, Clearing Key Obstacle for Landmark Crypto Bill 

The post Hackers Hijack Robinhood CEO’s X Account to Promote Fake Meme Coin appeared first on Crypto News Australia.

Russia moves closer to regulating digital assets as the State Duma passes a bill covering crypto exchanges, licensing, and market oversight.

The post Russia passes first comprehensive crypto market law appeared first on CoinGeek.

China's Xi Jinping is pushing a global AI coalition to rival the U.S. as industry leaders warn that the AI memory chip shortage is set to deepen worldwide.

The post China rivals US as global AI leader title; Chip shortage looms appeared first on CoinGeek.

DEXE surged 147% as volume soared and bullish traders strengthened positions despite improving social sentiment.

A contradiction may be on the cards for TAO's price action.

The AI Kill Switch Act would let Homeland Security order frontier AI throttled or shut down, with fines up to $20 million a day for defying it.

For the first time, real-world assets—stocks, commodities, and market indices—outpaced crypto on the world's biggest decentralized derivatives exchange.

Some crypto investors raised an eyebrow this week when Samsung, in its official Galaxy Unpacked recap, said updates to Wallet “will also support stablecoins” and described the plan as native stablecoin capability on a smartphone.

Samsung’s stablecoin roadmap opens a contest over which issuer and network could get the shortest path into Samsung Wallet.

Samsung offered no product specification beyond that sentence.

No issuer or token, blockchain, custody and redemption model, eligible markets, functions, or launch date are confirmed. Samsung introduced no new dedicated crypto wallet at Unpacked. Also, the Wallet product and some crypto connections already existed.

So why are people getting so excited? Product mechanics will decide the scale of the distribution effect. A native flow for holding, sending, receiving, or paying could make Samsung Wallet a meaningful distribution surface for the selected stablecoin and rails.

A funding link, account view, or limited partner integration would extend Samsung’s existing crypto access with a smaller effect on stablecoin payments. Samsung has announced neither version.

Samsung Wallet and crypto

Samsung Wallet was already a hub for payments, keys, IDs, boarding passes, and crypto-related functions before the new 2026 roadmap was released.

In July 2025, Samsung announced that Samsung Pay would begin rolling out inside Coinbase as a payment and deposit option in the United States and Canada. Coinbase published a matching announcement on the same date.

That earlier integration connected a familiar Samsung payment method to a separate crypto platform.

The stablecoin roadmap could take Samsung further into the transaction flow, although the Unpacked recap gives no basis for saying that it will. A balance held with a partner, a way to access provider-managed assets, and a link that only funds another account can all appear inside one interface while distributing control and value to different companies.

Samsung’s promoted 800 million user figure does not really measure this opportunity. The number is the company’s target for devices with Galaxy AI by the end of 2026. It isn't really an apples-to-apples comparison for Samsung Wallet users, stablecoin eligibility, or the number of devices that may receive the feature.

Samsung controls where stablecoin features could appear in Wallet and how directly a user could reach it. If a particular asset becomes the default choice in that flow, its issuer would gain visibility inside Samsung’s interface. If stablecoin support remains several steps removed through a partner account, the distribution benefit would sit more heavily with that partner.

Related Reading

CLARITY Act stablecoin fight shifts from yield to who captures digital-dollar economics

Washington’s stablecoin rules are turning a yield fight into a broader contest over payments, reserves, wallets, and bank rails.

Apr 28, 2026 · Liam 'Akiba' Wright

Samsung has reserved space in Wallet for an undefined stablecoin function. It can choose the token, network and service providers behind that function, while the public record contains no commercial or technical selection.

Samsung’s 2026 roadmap puts those decisions ahead of the launch. The issuer, custody model and network will determine which company controls each layer behind the Wallet interface.

Issuer, custody and chain choices define the product

The issuer decision would determine which stablecoin users encounter and which entity stands behind its reserve and redemption terms. Samsung could support one token, several tokens, or an experience in which a partner handles the balance. The recap offers no clue, and prior speculation about unrelated consortiums cannot fill that gap.

Custody governs a different part of the relationship. A provider-held account places asset access and key management with an intermediary. A self-custodial design leaves key control with the user. A funding-only link may give Samsung Wallet no role in holding stablecoins.

The feature could provide a balance redeemed through an issuer or partner, a token transferable to another wallet, a payment function with limited destinations, or a route into a third-party account.

The word “support” covers all of those possibilities and confirms none of them.

The legal and compliance consequences also change with the design. The Financial Stability Board’s stablecoin recommendations emphasize legal claims, timely redemption and prudential safeguards for covered global arrangements.

The U.S. GENIUS Act, approved in 2025 with a staged effective date, establishes a framework for covered payment stablecoin issuers and custody. Samsung has not said that it will issue, custody, or redeem a token, leaving those obligations unassigned.

The Bank for International Settlements has described how stablecoin assets deployed across separate blockchains may not move seamlessly between them. The result can be fragmented liquidity and reliance on bridges that introduce operational risk.

A Samsung implementation on one network would place that network on the default route offered through Wallet. A multichain design could expose more routes while bringing the cross-network problem into the user experience. A partner-held balance could conceal the blockchain layer, leaving the partner to manage how value moves behind the interface. Samsung has disclosed no network and no transfer design.

Related Reading

Why Binance’s reported $2B Mesh investment could decide who controls stablecoin payments

The signal is about who controls the wallet-to-merchant path that makes tokenized dollars spendable.

Jul 5, 2026 · Liam 'Akiba' Wright

Each choice allocates a different part of the Wallet relationship. An issuer selected for default placement could gain direct exposure in Wallet. A chosen network could become the settlement path for supported transfers. Custodians and payment partners could gain the account, redemption, or acceptance relationship. Rival issuers and networks would retain their broader markets but miss Samsung’s default path if the feature launches without them.

Samsung’s advantage is control of the interface. The share of the economic and customer relationship it retains will depend on whether Wallet holds the experience together or primarily hands users to a partner.

Market access will decide how far the feature reaches

In 2025, Samsung announced the Coinbase funding integration for the United States and Canada. The 2026 recap names no country, device cohort, or launch sequence for stablecoins.

Jurisdictional rules will shape availability. The FSB recommends that covered stablecoin arrangements meet applicable requirements before operating in a market. The United States has the GENIUS Act framework, while the European Union’s MiCA framework regulates covered crypto-asset issuers and service providers.

That fit could produce different products in different places, or a deliberately narrow first release. Samsung has announced neither approach. A token available through a partner in one country may not be offered through the same service model elsewhere, and a holding feature may follow a different operational path from a payment or transfer feature.

Related Reading

Stablecoins are moving more money while crypto’s cash pile gets smaller

Stablecoins look stronger than ever as payment infrastructure and weaker than ever as crypto liquidity.

Jul 13, 2026 · Andjela Radmilac

A native Wallet flow that supports balances and transactions could give the selected issuer, chain, and partners a stronger distribution position. A link to a partner account or a funding method would resemble Samsung’s earlier integration strategy and provide little evidence about who controls stablecoin settlement or merchant acceptance.

A Samsung owner still needs basic product answers: which token appears, which network carries it, who holds the assets and keys, how redemption works, where the feature is available, which transactions it supports and when it launches.

Samsung already owns the front door. Stablecoins are coming to Wallet, but the real prize lies behind the screen. A full experience for holding, sending and spending them could open a major new route into crypto and give Samsung’s chosen partners the best seats in the house. A simple handoff to another provider would feel more like a shortcut than a revolution.

The post Samsung Wallet is getting native stablecoins – and it could make one token the default for 800M users appeared first on CryptoSlate.

The European Union has sanctioned HTX, widening a Russia crackdown that has already affected counterparties beyond the exchange.

The bloc placed Huobi Global S.A., the entity behind HTX, under a transaction ban in its 21st sanctions package adopted July 23. From Aug. 23, EU operators will be prohibited from transacting with the exchange, though the restrictions stop short of freezing its assets.

The move follows Britain’s May action against Huobi Global, which triggered tighter scrutiny of HTX-related transfers at other major crypto exchanges.

The EU is now taking that pressure further, introducing a mechanism that could eventually restrict crypto services across entire countries that host platforms used to evade Russia sanctions.

UK sanctions pushed scrutiny onto counterparties

Britain’s May designation showed how restrictions on HTX could quickly spread to businesses and customers outside the exchange.

After the UK targeted Huobi Global on May 26, OKX warned customers who had previously conducted arbitrage between its platform and HTX that continuing to transfer funds between the two exchanges could trigger additional scrutiny of their accounts.

“Please avoid this behavior,” OKX told users.

The warning came after British authorities designated Huobi Global alongside a group of crypto platforms and entities accused of supporting Russian sanctions evasion.

UK authorities said they had reasonable grounds to suspect Huobi Global provided financial services to entities linked to Russia’s financial system, including the A7 cross-border payments network.

Britain also said a major global crypto exchange had channeled more than $1.5 billion toward Kremlin-linked entities. Blockchain intelligence firm TRM Labs identified that exchange as HTX.

The UK action subjected Huobi Global to an asset freeze and restrictions on making funds or economic resources available to the company.

HTX sought to distance the exchange from the entity named by Britain by saying:

“The listed entity Huobi Global S.A. is distinct from the online HTX exchange.”

However, the British authorities subsequently made clear that they considered HTX covered by the designation. The UK sanctions notice lists HTX and HTX Exchange among the names associated with Huobi Global.

In response, Justin Sun, an adviser to HTX, said the exchange “believes in full compliance with all applicable laws and cooperation with law-enforcement agencies worldwide.”

HTX shifts on-chain infrastructure after UK designation

HTX remained operational after the British sanctions while rapidly rotating the wallets supporting its exchange activity.

Blockchain analysis company TRM Labs said in a July 21 report that HTX had changed hot wallets and funding addresses across Tron, Ethereum, BNB Smart Chain and Solana in the weeks following the designation.

Some addresses remained active for only hours before being replaced.

That turnover left screening systems built around fixed address lists struggling to keep pace with the exchange’s changing infrastructure.

A wallet attributed to HTX could be retired while another began processing deposits and withdrawals before compliance providers had identified its connection to the exchange, TRM said.

The firm found that static blocklists could therefore become outdated within hours.

TRM said firms screening for sanctions exposure increasingly need to track transaction patterns, funding relationships and other on-chain behavior that can connect newly activated wallets to an already identified platform.

Its latest assessment of the EU package also warned that exposure can extend beyond direct transactions with a designated address. Funds moving one or two transaction hops from sanctioned platforms can still trigger compliance concerns as firms investigate their origin and destination.

Blockchain investigator ZachXBT said the UK action had already made those signals less useful in some investigations because of the volume of addresses carrying exposure to HTX.

He described the resulting on-chain “tainting” as catastrophic, arguing that HTX differs from previously sanctioned crypto businesses such as Huione, Blender and Hydra because the exchange also serves a substantial retail user base in Asia.

He stated:

“Basically now I’ve had to ignore the sanctions category when tracing cases by exposure since ‘risk’ itself has become meaningless.”

He also criticized compliance tools for failing to adequately distinguish activity that occurred before a sanctions designation from transactions that followed it.

The criticism highlights another difficulty created by wider screening. Connections to HTX can trigger additional review without establishing that the underlying transaction was illicit or occurred after sanctions took effect.

EU takes crackdown one step further with third-country power

The EU’s latest package is nevertheless extending the regulatory perimeter beyond individual exchanges and their changing wallets.

For the first time, the bloc has created a mechanism allowing it to prohibit transactions involving crypto providers across an entire third country when services there are used to help Russia evade sanctions.

The EU described the measure as a deterrent to countries hosting platforms that facilitate circumvention. It could allow Brussels to prohibit transactions between EU operators and crypto providers used by Russia within the affected jurisdiction.

The new authority comes as Russia-linked payment infrastructure increasingly operates outside the country.

The package extends transaction restrictions to 14 crypto-related service platforms based in Georgia, Panama, the United Arab Emirates, the Marshall Islands, Kyrgyzstan and Belarus.

Several have already faced action from other Western governments, including EXMO, BitPapa and Rapira.

The EU also added four designations tied to the A7 cross-border payments network, citing its new connections to Africa. TRM identified A7 Nigeria and A7 Africa among entities covered by the latest measures.

CryptoSlate previously reported that A7 had expanded into Lagos and Harare after claiming to have processed more than $90 billion during 2025. The network is linked to sanctioned Moldovan politician Ilan Shor and Promsvyazbank, the Russian state-owned lender tied to the country’s defense sector.

A7 also operates A7A5, a ruble-backed stablecoin that has become a major settlement vehicle within the network.

The expansion follows a broader pattern in which crypto activity has moved after individual platforms were targeted.

Following the multinational crackdown on Garantex in 2025, TRM said transaction flows shifted toward successor infrastructure and the A7 network absorbed part of that activity.

The EU’s latest approach gives it the option of following those flows beyond the next individual exchange.

A country hosting platforms used to bypass Russia sanctions could now expose crypto providers across the jurisdiction to restrictions on transactions with EU operators, even as regulators continue targeting individual firms.

The post EU expands HTX crackdown as Russia-linked crypto network keeps shifting its financial rails appeared first on CryptoSlate.

Bitcoin Magazine

Morgan Stanley Bitcoin ETF Nearly Notches $400M in Assets

Wall Street giant Morgan Stanley Bitcoin exchange-traded fund now has close to $400 million in assets under management — despite only launching in April. 

The NYSE Arca-listed fund, which is the first by a bank, got off to a roaring start when it debuted, bringing in over $33 million in fresh cash on its first day. 

Now, the fund has over $391 million in assets, demonstrating the popularity of the product. Many ETFs never reach $400 million in assets at all, let alone in one quarter.

Senior Bloomberg Intelligence ETF analyst Eric Balchunas revealed Friday that the product has been one of the most successful funds launched this year so far. 

This week alone, investors have thrown $15.7 million in new cash at the product, according to Farside Investors data. 

Morgan Stanley has been making big crypto moves for years now. Back in 2021, it started offering wealthy clients exposure to Bitcoin via funds such as those by Galaxy Digital.

And last year, the bank’s CEO and Chairman, Ted Pick, said that the bank was working with regulators to see how they could offer crypto safely.

Back in April, the bank’s head of digital assets, Amy Oldenburg said client education — not product design — is the central challenge facing Bitcoin adoption.

ETF action this week

After weeks of outflows and sloppy price action, American Bitcoin ETFs have taken in fresh cash over the past seven days. 

Farside Investors shows the products have received a total of $274 million in new investment so far this week. 

The funds had been on a winning streak, receiving nearly $1 billion over seven days until Thursday, when every ETF experienced outflows — except for Morgan Stanley’s product. 

Bitcoin’s price was recently trading for $64,096, down over 1% over the past 24 hours. The cryptocurrency is virtually unmoved over a seven-day period. 

European asset management firm CoinShares last week said that while investors are back at putting fresh cash in Bitcoin ETFs, other factors may hold digital asset markets from going higher. 

“We see no significant upside potential from here,” James Butterfill, head of research at CoinShares, wrote.

This post Morgan Stanley Bitcoin ETF Nearly Notches $400M in Assets first appeared on Bitcoin Magazine and is written by Mathew Di Salvo.

Bitcoin Magazine

$7 Trillion Investment Giant Fidelity Backs New Crypto Clarity Act

Investment giant Fidelity is the latest big player to back the latest version of the long-awaited Clarity Act. 

The Boston-based firm’s “Public Policy” account on X said Friday that it was urging the Senate to pass the bill. 

Lawmakers have been hashing out the crypto market structure bill since last year. A new improved draft circulating the Senate this week bans officials and their families from issuing or promoting crypto — a sticking point for opposition politicians. 

“The time is now for clear rules of the road that are essential to strengthening investor confidence, providing certainty for market participants, and reinforcing U.S. leadership in global digital asset markets,” the company said. 

Fidelity — which manages around $7 trillion in assets — was joined Friday by crypto advocacy groups the Crypto Council for Innovation, Blockchain Association, and the Digital Chamber, as well as the National Fraternal Order of Police and other politicians in backing the bill. 

Top asset manager Fidelity is interested in the bill as the firm manages Bitcoin and other digital asset exchange-traded funds: products which give American investors exposure to crypto via shares that trade on stock exchanges. 

The SEC approved a number of spot BTC ETFs in 2024, which have since gone on to be some of the most successful ETF launches ever. 

Clarity stalls

Republicans passed the Clarity Act last year but the bill has been in deadlock — mainly because banking chiefs raised concerns over stablecoins and the yield they would potentially pay customers. 

Coinbase pulled support for the bill in January after clashing with banking bigwigs who said that earning yield on stablecoins should be banned. 

U.S. banks argue that they could lose customers if crypto exchanges like Coinbase offer more attractive products for their deposit base. 

Some lawmakers — like Democratic senator Elizabeth Warren — have argued that President Donald Trump’s family has unfairly benefited from crypto ventures. 

Warren this week argued that the Clarity Act could further be used for Trump to cash in on crypto but the latest draft bans officials and their families from issuing or promoting crypto. 

This post $7 Trillion Investment Giant Fidelity Backs New Crypto Clarity Act first appeared on Bitcoin Magazine and is written by Mathew Di Salvo.

TLDR:

• The Clarity Act faces a Senate delay as Democrats demand stronger ethics restrictions covering presidential crypto profits and enforcement.
• Republicans need at least seven Democratic votes, making bipartisan support essential before the digital asset bill can reach the president.
• Critics say the draft may let Trump retain indirect crypto interests while his children continue operating separate digital asset ventures.
• Stablecoin reward rules, bank deposit risks, campaign spending, and weaker prediction market odds add pressure to the ethics dispute.

The Clarity Act faces a new Senate roadblock as Donald Trump’s family crypto interests intensify an ethics dispute. Bloomberg reports that Democrats want stronger limits before supporting the digital asset bill. They argue the current proposal may let Trump and his relatives keep earning from memecoins and World Liberty Financial. 

Republicans need at least seven Democratic votes to move the legislation through the Senate. Negotiators now view ethics rules as the central issue, alongside consumer safeguards and illicit finance controls. The dispute has reduced expectations for passage before the August recess and weakened market confidence in a deal this year.

Clarity Act Ethics Dispute Tests Bipartisan Senate Support

Senate Republicans released revised language this week to revive negotiations after months of delay. Democrats and watchdog groups rejected the offer, saying its ethics protections leave gaps. Their concern centers on whether the Clarity Act would restrict presidential profits from regulated crypto markets.

The proposal would allow Trump to divest his stake or place assets in a blind trust. It does not require a full sale. Critics question language covering officials with a direct interest in digital assets. Trump holds exposure to World Liberty Financial through DT Marks DEFI LLC, which owns about 38% of the venture. That structure could complicate enforcement under the proposed standard.

The draft excludes the children of government officials. Donald Trump Jr. and Eric Trump could therefore continue their crypto business activities. The measure would not recover income already generated from token and memecoin ventures. Watchdogs argue those limits weaken the bill’s ability to address existing conflicts.

Democrats oppose giving the Justice Department primary authority over the new ethics rules. The framework would block state attorneys general from acting as an independent enforcement channel. Senator Angela Alsobrooks has described ethics as the decisive issue in negotiations. Senators Ruben Gallego and Thom Tillis are developing a possible compromise for the White House.

Timing now adds pressure. Senate Majority Leader John Thune does not expect the Clarity Act to pass before the August recess. Negotiators still need agreement on consumer protection and illicit finance measures. Without changes, Democrats may withhold the votes Republicans need for swift passage.

Trump Crypto Business Deepens Wider Regulatory Divisions

Ethics is not the only obstacle facing the Clarity Act. Banks want tighter limits on stablecoin rewards, fearing deposits could move into yield-bearing crypto accounts. That shift could reduce lending capacity and pressure banking profits. Tillis has discussed circuit-breaker powers for the Federal Deposit Insurance Corporation or other regulators if deposits fall sharply.

Senator Cynthia Lummis opposes that approach. She is one of the digital asset bill’s strongest Republican supporters. The disagreement shows how the Trump crypto business controversy intersects with fights over market structure and banking competition.

Critics have challenged a provision ending the ethics rules on January 20, 2029. That date matches the inauguration of Trump’s successor. Opponents say the sunset could limit accountability after his term. Republicans argue the proposal creates restrictions beyond those accepted by previous presidents.

Political pressure may shape negotiations. Fairshake and two affiliated super PACs have raised $164 million for the midterm elections. Federal filings show they have spent $66.6 million. Crypto-friendly Democrats risk industry opposition if talks collapse, while progressives could attack any compromise.

Senator Chris Murphy has urged Democrats to frame crypto corruption as a campaign issue. Other Democrats worry that rejecting the Clarity Act could direct industry spending against Senate candidates.

Prediction markets reflect the uncertainty. Polymarket traders placed the Clarity Act’s passage odds near one in three. That level is roughly half the probability recorded after a Senate committee backed an earlier version on May 14. The Trump crypto business dispute now sits at the center of falling expectations.

The post Clarity Act Faces Senate Resistance Over Trump Crypto Profits appeared first on Blockonomi.

TLDR:

• Federal Reserve rate hike odds climbed to 38% after Brent crude crossed $100, reversing the market’s earlier confidence in near-term rate cuts.
• Two-year Treasury yields reached 4.37%, while the ten-year yield approached 4.7%, increasing financing pressure across stocks, housing, and crypto.
• June CPI cooled to 3.5%, but May PCE inflation reached 4.1%, leaving policymakers divided before the July 28–29 policy meeting.
• Bitcoin traded near $64,000 as higher bond yields and stronger cash returns reduced the appeal of volatile, non-yielding risk assets.

Investors have sharply increased bets on a Federal Reserve rate hike after Brent crude briefly moved above $100 a barrel. The surge followed renewed supply fears linked to the Iran conflict and shipping risks across key Middle East routes. Futures markets now assign a 38% chance of a quarter-point increase on July 29, up from 13% one week earlier. 

Rising oil prices have also lifted Treasury yields and tightened financial conditions across global markets. Bitcoin traded near $64,000 during a volatile trading week. Investors reassessed demand for risk assets before next week’s scheduled Federal Open Market Committee policy decision.

Federal Reserve Rate Hike Bets Rise as Oil Fuels Inflation

Brent crude settled above $100 on Thursday after gaining 7% during the session. West Texas Intermediate also climbed above $92 as traders priced possible supply disruptions. The move placed Brent about 25% above its level at the June Fed meeting. Higher fuel costs can quickly reach transport, manufacturing, and household budgets.

The inflation picture gives policymakers conflicting signals. June consumer prices fell 0.4% from May, while annual inflation slowed to 3.5%. Core inflation held at 2.6%, offering support for officials who prefer patience. Yet May PCE inflation reached 4.1%, while core PCE stood at 3.4%. Both readings sit well above the Fed’s 2% target.

The central bank kept its federal funds target at 3.5% to 3.75% in June. Its statement said inflation stayed elevated partly due to supply shocks, including energy. A Federal Reserve rate hike next week would lift the range by 25 basis points. It would also mark a rapid response to renewed inflation pressure.

Short-term Treasury yields reflect that policy risk. The two-year yield reached 4.37% on July 23, its highest level since early 2025. The ten-year yield approached 4.7%, raising borrowing costs for companies and households. Higher Treasury yields can pressure equity valuations, mortgage rates, and speculative assets.

CME said federal funds futures trading was 50% higher than before the comparable July 2025 decision. That volume reflects wide uncertainty over whether policymakers will act immediately or wait for more inflation evidence.

Federal Reserve Rate Hike Risk Pressures Bitcoin Markets

Bitcoin faces a difficult backdrop when yields rise and liquidity expectations weaken. The asset traded near $63,993 on July 25 after moving between roughly $63,700 and $65,055. A Federal Reserve rate hike could increase demand for cash and government bonds. Those instruments provide income without Bitcoin’s price volatility.

The oil shock also creates a policy problem that rates cannot solve directly. Higher borrowing costs may reduce demand, but they cannot restore disrupted crude supply. That trade-off increases recession concerns if energy prices stay high while credit conditions tighten. Investors must therefore track both inflation data and geopolitical developments.

Fed officials appear divided before the July 28 and 29 meeting. Some policymakers have argued that inflation requires faster action. Others favor waiting until September for more evidence on prices and economic activity. That disagreement leaves markets sensitive to every oil move, public comment, and inflation release.

The next PCE report arrives on July 30, one day after the Fed decision. Policymakers will not have that data before voting. They must instead assess June CPI, May PCE, energy markets, tariffs, services inflation, and labor conditions. That limited information raises the risk of a divided committee.

Oil prices eased below $100 on Friday, but Brent still ended near $96.78. A sustained retreat could reduce immediate pressure for a Federal Reserve rate hike. Another supply disruption could reverse that relief quickly. Markets will watch the Strait of Hormuz, Red Sea shipping, Treasury yields, and Fed guidance through Wednesday.

The post Federal Reserve Rate Hike Bets Surge as Oil Crosses $100 Mark appeared first on Blockonomi.

For over 350 years (roughly since 1661 when the first banknotes appeared in Europe), the relationship between gold and paper money has shaped global finance.

The widely watched dot plot also showed that an eye-popping nine members pencilled in at least one rate hike this year, which was much more than expected.